Accounts and transactions
Track assets, liabilities, transfers, categories, pending activity, and account-level inclusion rules.
Personal finance software for Canadian households.
Organize accounts, transactions, budgets, bills, net worth, safe-to-spend, CSV imports, and AI-assisted insights in one security-focused workspace.
CAD-first
Built around Canadian household defaults.
Deterministic
Financial totals come from tested formulas.
Privacy-first
No raw finance data in analytics.
HW
HyznWealth workspace
Household finance overview
Protected
No accounts yet
Empty states guide setup without inventing production data.
Server route protection
RLS foundation migration
Household owner model
Safe-to-spendDeterministic metric
BudgetsDeterministic metric
ForecastDeterministic metric
One financial workspace
See current decisions and long-term direction together.
HyznWealth connects transaction history with upcoming obligations and explainable calculations. The dashboard stays useful without filling empty accounts with synthetic data.
Budgets and safe-to-spend
Compare assigned amounts with actual spending and review the obligations behind the safe-to-spend result.
Bills and cash-flow forecasts
Normalize recurring frequencies and review expected income, bills, debt payments, and savings transfers.
Reversible CSV imports
Map statement columns, validate rows, review possible duplicates, and undo an import batch when necessary.
Personal finance resources
Understand the calculations behind better money organization.
Budgeting / 9 min read
How to Build a Personal Budget in Canada
A practical budgeting framework for Canadian households that starts with real cash flow instead of arbitrary percentages.
Cash flow / 7 min read
What Is Safe-to-Spend?
Safe-to-spend turns an account balance into a more useful answer by subtracting the money already committed elsewhere.
Net worth / 8 min read
How to Track Net Worth Without Misleading Yourself
A reliable net worth tracker uses consistent definitions and trends over time instead of treating one balance as a complete financial score.
Data import / 8 min read
How to Import Bank Transactions from a CSV File
A careful CSV import process protects transaction history through mapping, preview, duplicate review, validation, and reversible batches.
Frequently asked questions
Before you create a workspace.
What can I track in HyznWealth?
HyznWealth organizes manual accounts, transactions, categories, budgets, recurring bills, subscriptions, net worth, cash-flow forecasts, and CSV imports.
Is HyznWealth designed for Canadians?
Yes. HyznWealth is CAD-first and designed around Canadian household finance workflows while supporting account-level currency fields.
Does AI calculate my financial totals?
No. Deterministic application code calculates financial totals. AI is used only to explain validated summaries and is restricted by plan, usage limits, and safety guardrails.
Can I start without connecting a bank account?
Yes. HyznWealth supports manual accounts and transactions, plus CSV statement imports on eligible plans.
Build your financial workspace.
Start with manual tracking. Upgrade when you need imports, higher limits, and AI-assisted insights.